Sadly each year we are heartbroken by stories of a family death whether it be sickness or accident and it is always devastating. The tragedy is then only compounded when the deceased has left behind no support for the surviving spouse and their children. Too often, the community fundraises to try to help but it is never enough for long enough. The family endures both private and public emotional turmoil. There has to be a better way.  

Supporting premium maintenance for all households is financially sustainable and doable and the income replacement that assists families through their crisis. Urgent fundraising is expensive and unreliable and often the commitments are not met. Project 120 seeks to assist so that the these campaigns are not needed, so that families take responsibility for their dependents, and communities are not responsible to raise urgent funds:o that families take responsibility for their dependents and communities are not responsible to raise urgent funds.